Accurate EMI, SIP, GST, Income Tax, Gratuity and more. All calculations in your browser — nothing stored or transmitted.
Calculate monthly EMI for home, car, or personal loans. Full amortisation schedule. RBI-standard formula. Shareable results.
Calculate →Calculate future value of monthly SIP investments. Step-up SIP supported. Invested vs returns breakdown. Shareable results.
Calculate →Tax Year 2026-27 under Income Tax Act 2025. New vs Old Regime. Zero tax up to ₹12.75L salaried. Marginal relief. 8-city HRA.
Calculate →Calculate gratuity payout under Payment of Gratuity Act 1972. Private sector, government, non-covered employees. Tax exemption shown.
Calculate →Calculate FD maturity and savings growth with monthly, quarterly, half-yearly, or annual compounding. Shows effective rate (EAR).
Calculate →Add or remove GST from any price. All slabs: 5%, 12%, 18%, 28%. CGST and SGST split. Reverse GST supported.
Calculate →Find final price after any discount. Reverse-calculate original price. Check if 20%+10% really equals 30% off (it doesn't).
Calculate →RupeeCalc provides financial calculation tools built specifically for Indian users, using formulas mandated by Indian regulatory bodies. Every calculation runs entirely in your browser — no data is ever sent to a server, stored, or shared with anyone.
EMI Calculator uses the RBI-standard reducing balance method — the exact formula every Indian bank uses. Income Tax Calculator covers the Income Tax Act 2025 with correct marginal relief for Tax Year 2026-27, updated 8-city HRA rules, and verified tax examples. Most competing sites still show old law. GST Calculator correctly handles reverse GST — most sites get the formula wrong. Gratuity Calculator uses the correct divisor: ÷26 for Payment of Gratuity Act covered employees, ÷30 for non-covered. SIP Calculator uses the correct compounded monthly return formula with step-up SIP support. Compound Interest Calculator lets you choose compounding frequency, which affects FD results by thousands of rupees.
Sources: Reserve Bank of India · CBDT · Income Tax Act, 2025 · GST Council · Payment of Gratuity Act, 1972 · Finance Bill, 2026 · Income Tax Rules, 2026